Workers Compensation is if you employ workers, then it is mandated by the Government that you maintain a policy of workers compensation in force for your employees. This insurance protects you against your liability to your workers for their injuries sustained while on the job.

A social requirement, this insurance policy actually protects the employee and his/her ability to create future earnings to support themselves and their family.

An adjunct to workers compensation, designed for the independent trucker, is the Occupational and Accident Injury policy. This policy provides coverage for the independent who does not have the protection of workers compensation. Offering medical insurance, life insurance, and disability protection, while operating equipment, the OCC/ACC policy provides peace of mind for the independent trucker.